Ramdas Acharya

Ramdas Acharya is currently the Chief Credit Officer at Clix Capital, focusing on credit underwriting and collateral management for retail lending, including mortgage loans, school financing, healthcare financing, SME & MSME business loans, co-lending, and partnership. Prior to this, Ramdas held similar roles at Poonawalla Housing and Bajaj Housing Finance Limited, overseeing credit, collateral, audit, and rural credit operations. With a strong background in credit risk management across various financial institutions, Ramdas Acharya brings extensive experience in developing credit policies, automation processes, and team management. Their educational background includes an MBA in Information System and Finance, and a BBA in Finance & Marketing.