Patricia Halliday

Patricia was appointed a director in August 2021.

Patricia has over 30 years’ experience in risk management across the investment, corporate and retail banking sectors, both in the UK and internationally. Patricia was Chief Risk Officer of Santander UK with responsibility for risk management and oversight across retail and commercial banking. Prior to Santander, Patricia was CRO of GE Capital International Holdings Limited, where she gained international non-executive experience at several European subsidiaries. She began her career at NatWest, followed by senior credit risk roles at Barclays Capital and then Deutsche Bank, including as Head of Leveraged and Structured Finance and Commercial Real Estate, and Chair of the Underwriting Committee, covering the UK, European and US markets. Patricia is a member of the Audit and Risk Committees.