Nicholas Watkins is the CEO & Co-Founder of Novum Digital, an AI-driven credit analytics and debt funding platform. Nicholas is also the Co-Founder and Director of Cloudbox, a fast-growing MSP in South Africa. Additionally, Nicholas serves as an Investor + Advisor at SmartWage, Solve.money, and field doctor. In the past, Nicholas was the CIO of JUMO.WORLD, where Nicholas helped grow the business to 11 million customers. Nicholas was also the Co-Founder and Non-Executive Director of Tenax Capital Ltd, a boutique investment management company. With a background in equity research at UBS and Merrill Lynch, Nicholas holds an MA in Law from Magdalene College, University of Cambridge.
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