Syed Easmael Ahmed is a Risk Data Scientist at Virgin Money since September 2021, specializing in IFRS9 Impairment Modelling, including the development of the Credit Cards Lifetime PD Model and analytics on default emergence. Proficient in manipulating large datasets using R and SAS Enterprise Guide, Syed presents findings to stakeholders and regularly refreshes monitoring packs on portfolio performance and risk. Previously, Syed worked as a Models Analyst, contributing to the reconstruction of the Credit Card Behavioural Scorecard Model and engaging in validation processes. Earlier roles include Customer Service Assistant at Tesco and Junior Accountant at Newton and Co Accountants. Syed holds a Bachelor's degree in Mathematics from Newcastle University and has completed education at Harton Academy and Harton Academy Sixth Form.
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