We’re Local. And Proud Of It.® 

Our story began in 2004 when CSB opened its doors in Hilton Head Island, South Carolina as southern Beaufort County’s only locally-owned bank. Our founders saw an opportunity to serve the community through a relationship-based bank, staffed by friends and neighbors to serve friends and neighbors. Success soon followed, and we grew to four full-service branches and more than $400 million in assets. As of December 31, 2020, CSB had approximately $1.15 billion in total assets.

Longstanding relationships and deep roots in the Lowcountry provided a strong foundation that enabled us to survive the Great Recession. Strengthened by a recapitalization in 2017, we are now poised to strengthen our current market position and expand our franchise to new markets throughout the Southeast. 
 
We believe that many communities throughout the Southeast need Local. 

Local is more than geography. Local is community. Local is relationships. 

Our bankers are Local. We have a proven track record of success and share a passion for serving our clients and communities. We offer a variety of financial resources to help our clients achieve their goals, including commercial, consumer, and mortgage banking products and services. 

We are excited about the next chapter in our story and we invite you to be part of it. 

Welcome to Coastal States Bank. 
Like you, we’re Local. And Proud Of It.®  

Member FDIC, Equal Housing Lender.

Banking

Coastal States Bank

Ric Spiehs

Mark Kay

Lisa Cornell Henry

Steve R. Stone

The Mortgage Lending Team at Coastal States Bank is responsible for helping clients secure home loans tailored to their individual needs. The team of experienced Mortgage Loan Officers guides borrowers through the mortgage application process, offering personalized service and local expertise to ensure a smooth and efficient experience. They also work closely with clients to offer competitive rates and terms, ultimately supporting the community by facilitating homeownership and contributing to the bank's relationship-based approach.

Mortgage Lending Team

Commercial Banking

Leadership Team

Vice Presidents

Mortgage Lending Team

About

Team members

Other teams at Coastal States Bank

Commercial Banking

Leadership Team

Vice Presidents