Karthik Gurukumar

Karthik Gurukumar is an accomplished professional with extensive experience in risk analytics and underwriting. Currently serving as the Head of Underwriting and Pricing and the Head of Risk Analytics at College Ave Student Loans since January 2018, Karthik previously held the position of Quant Analytics Manager at OneMain Financial, focusing on collections analytics and strategies. Prior roles include VP of Collections and Recovery Risk at Bank of America, VP of Credit Risk Manager at Citi, and AVP of Senior Credit Risk Analyst at Chase, where Karthik specialized in developing recovery and collections strategies. Karthik began a career in analytics as a Business Analyst at Microsemi Corporation and a Programmer Analyst at Infosys Technologies Ltd. Academic qualifications include a Master's degree in Industrial Engineering with a focus on Statistics from Arizona State University and a Bachelor's degree in Mechanical Engineering from Visvesvaraya Technological University.