Nicole A. Olaya

Nicole A. Olaya has over 20 years of experience in the banking industry. Nicole A. began their career at Superior Federal Bank as a Loss Mitigation Specialist from 1998 to 2002. Nicole A. then moved on to Interchange Bank and continued as a Loss Mitigation Specialist from 2002 to 2006. Nicole joined TD as a Commercial Credit Analyst III in 2006 and worked there until 2010. Nicole A. then joined Columbia Bank New Jersey and held various roles, including Senior Commercial Credit Analyst, Assistant Commercial Credit Manager, and Commercial Lending Officer from 2010 to 2014. From 2014 to 2021, they served as the Director of Credit Risk Review at Columbia Bank. Nicole A. then took on roles as Senior Vice President of Risk Management, Senior Vice President of Credit and Operational Risk, and currently serves as the First Senior Vice President and Chief Credit Officer at Columbia Bank New Jersey.

Nicole A. Olaya, LRC, CRC, CERP, completed their Bachelor of Arts (B.A.) degree in Communication and Media Studies at Seton Hall University from 1995 to 1999. In 2017 to 2019, they obtained a Graduate Degree in Banking from ABA Stonier Graduate School of Banking and a Diploma in the Wharton Executive Leadership Program from The Wharton School. Nicole A. earned their High School Diploma from Paramus Catholic High School in the years 1991 to 1995. Nicole also completed the Leadership Development Program at Columbia Bank and received training in Commercial Lending and Credit Analysis through RMA Lending Academy and TD Banknorth Credit Analyst Training Program. Nicole A. has additional certifications including Certified Enterprise Risk Professional from the American Bankers Association (obtained in 2023), Credit Risk Certified (CRC) from The Risk Management Association (obtained in May 2019), and the Loan Review Certificate Program (LRC) from BAI (obtained in 2016).