Based in Hartford, Connecticut, Combined Ratio is an InsurTech software and services provider specializing in maximizing the value property and casualty (P&C) insurance companies have invested in existing IT assets.   

Insurance

InsurTech

Software

Combined Ratio Solutions

The Tbilisi office focuses on software development, quality assurance, and program finance management in the tech sector.

Tbilisi

Combined Ratio Solutions' headquarters in Hartford, CT, United States

Michael Jones

Nicki Jung

Agustin Millot

Tucker Mahoney

Dmitry Zhgarev

Julia Coleman

Luke Magnan

This department is responsible for designing, coding, testing, and maintaining software applications.

Software Development

This department focuses on managing and maintaining software configurations and quality assurance processes.

Configuration Management

The Business Analysis and Architecture team at Combined Ratio Solutions focuses on assessing and optimizing current IT systems for P&C insurance companies. Comprised of business analysts and a business architect, the team identifies inefficiencies, recommends improvements, and designs solutions to enhance the value and performance of existing IT assets.

Business Analysis and Architecture

This department focuses on the design and development of configuration systems and tools.

Configuration Development

The Product and Program Management team at Combined Ratio Solutions is responsible for overseeing the development and execution of innovative InsurTech solutions tailored to maximize the value of existing IT assets for P&C insurance companies. This team ensures that products are delivered on time, within scope, and meet market needs while managing multiple projects and coordinating cross-functional collaboration.

Product and Program Management

This department focuses on designing and structuring solutions to meet business needs and technical requirements.

Combined Ratio Solutions

Org chart

Teams

Software Development

Configuration Management

Business Analysis and Architecture

Configuration Development

Product and Program Management

Architecture Group

Offices

Combined Ratio Solutions

Org chart

Teams

Software Development

Configuration Management

Business Analysis and Architecture

Configuration Development

Product and Program Management

Architecture Group

Offices

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