John Carniello

John Carniello is an experienced Underwriting Officer at Comerica Bank, specializing in Middle Market and Entertainment sectors since November 2021. Responsibilities include conducting thorough analyses of loan packages, developing analytical narratives on credit facilities, and recommending structural enhancements to mitigate risk. Additionally, John engages in client discussions regarding performance and credit requests, participates in internal committee meetings, and mentors newer underwriters. Previously, John worked as a Senior Commercial Underwriter and Commercial Underwriter at American Business Bank, where responsibilities included analyzing financial information to assess creditworthiness and contributing to credit discussions. John holds a Bachelor of Applied Science in Management Science from UC San Diego, completed between 2019 and 2021.