Consolidated Credit
Johana Espinoza has a diverse professional background with experience in various roles across multiple companies. Currently serving as a Consejero at Consolidated Credit since October 2018, Johana has previously held positions such as Generalista de Recursos Humanos at Cable & Wireless Panama and Supervisora de Atención al cliente at Star Contact SRL, focusing on agent development, quality evaluations, and training. Earlier experience includes roles as an Asistente general at On The Web Incorporations and diverse administrative functions at Grupo Ce Ache S.A. and Grupo Ducruet. Johana holds a Master's degree in Project Management and a Bachelor's degree in Human Resources from Universidad Interamericana de Panamá, as well as a Bachelor's degree in Business Administration with a focus on International Business from Universidad Nacional de Panamá.
Consolidated Credit
Consolidated Credit consists of online tools containing interactive courses, calculators, videos, publications, budget analyses tools, along with the other financial literacy resources. We work with hundreds of Companies, organizations, municipalities, and charities of different sizes and in many industries that have identified financial stress asa key component of their employees/members overall health and productivity. If you would like to receive more information regarding our Financial Wellness Program, please complete the email form and a community outreach team member will contact you as soon as possible. Please be advised that Consolidated Credit does not charge for their Financial Wellness Program websites.