Afzal Ghani

Afzal Ghani is an experienced Innovation Product Manager at Coutts since March 2021, leading the innovation strategy for the Wealth business through product exploration and design. Notable achievements include spearheading the development of digital investment solutions, digital assets exploration, and the launch of a pensions and investment proposition that integrated Cushon’s workplace financial services. Prior to this role, Afzal served as Strategy and Innovation Manager at NatWest Group, where significant contributions included leading the bank's first open banking solution and assisting in the launch of a credit scoring proposition. Afzal's background also encompasses experience as a Service Designer for Bellvie Care and a marketing consultant at hibu. Academic credentials include a Master's degree in Business Administration from Glasgow Caledonian University and several certifications in project management and user experience.