Muhammad Bilal

Muhammad Bilal is a seasoned professional with extensive experience in the banking and finance sector, currently serving as a Director at Coutts since March 2021. Previously, Bilal held the role of Product Owner at Lloyds Banking Group from October 2016 to December 2020, where the focus was on implementing the Target Operating Model for API Federation. Prior experience includes Project Manager at RBS, where Bilal contributed to the establishment of Williams & Glyn by managing systems delivery projects, and Senior Business Analyst at Barclays, driving the development of management information dashboards. Bilal's career began as Lead Business Analyst at Essential, enhancing business processes and systems for operational efficiency. Educational credentials include a Master's degree in Information Systems Management from Bournemouth University and an MBA in Information Technology from Bahria University, complemented by certification from the British Computer Society.