Over 40 years’ experience in the banking industry including four years as Chief Executive of Clydesdale and Yorkshire Banks. Former Non-Executive Director at Barclays Bank UK plc where he chaired the Board Risk Committee. Former External Member of the Bank of England’s Prudential Regulatory Committee. Former Independent Non-Executive at Ernst & Young Global Ltd and Chair of its Public Interest Committee. Former Board member of the British Bankers’ Association and Chair of the Confederation of British Industry in Scotland. Past President of the Chartered Institute of Bankers in Scotland.
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