Credit Acceptance
Mike Crosby is an experienced sales and operations professional with a strong background in business development and management. Currently serving as the Director of Sales and Market Area Manager at Credit Acceptance since April 2021, Mike focuses on prospecting automotive dealerships to improve business outcomes while managing client relationships. Prior to this role, Mike was the Regional Manager at Hom Solutions, overseeing operations and profitability for the company's Pacific Northwest Division. Mike also held managerial positions at Best Buy, where oversight of approximately 100 employees contributed to significant KPIs, and at Sears Holdings Corporation as Assistant Store Manager. Mike earned a Bachelor's degree in Business Administration and Management from Cerritos College.
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Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.