Credit Acceptance
Nikhila T is an experienced professional in the field of Business Intelligence and data analytics, currently serving as the Lead MSBI Developer at Credit Acceptance since August 2022. Prior to this role, Nikhila was a Sr. Power BI Developer and MSBI Developer at AbbVie from March 2021 to August 2022. Nikhila's career also includes positions as a SQL/Power BI Developer, SQL BI Developer, and Business Intelligence Developer at Optum from January 2017 to March 2021, and as a SQL Developer focusing on SSIS, SSRS, and SSAS at Micro Info Global from December 2014 to November 2016. Nikhila began the professional journey as a SQL Developer at Microinfo Global from June 2012 until November 2014. Nikhila holds a Bachelor’s degree in Computer Science from Osmania University, completed in June 2012.
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Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.