Credit Acceptance
Phillip Gonzales is an experienced market area manager currently with Credit Acceptance since March 2023. Previously, Phillip held several managerial positions at AT&T from October 2020 to March 2023, including integrated solutions manager and consultant, where management of direct sellers and outreach to customers were pivotal in expanding AT&T’s wireless and fiber services across various territories. Prior to AT&T, Phillip served as general manager and retail sales manager at Verizon from October 2017 to October 2020, achieving recognition as the #1 store in NorCal SMB sales in 2020 and earning the title of NorCal's #1 SMB sales consultant in 2019.
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Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.