Credit Acceptance
Vig Raj is a seasoned data professional with extensive experience in database development and data warehousing. Currently serving as a Sr Datawarehouse Developer at Credit Acceptance since April 2018, Vig has previously held significant positions such as Sr. Oracle Database Developer at Sherwin-Williams and Senior Consultant at Snap-on Business Solutions. Additional experience includes working as a Senior Database Developer at Credit Suisse and as a Data Warehouse Consultant at Infovision Technologies for clients like Amway. Earlier roles include various IT Consultant positions at Infovision Technologies for clients including GlaxoSmithKline and Bristol-Myers Squibb, as well as serving as a Graduate Assistant at the Public Policy Research Lab. Vig holds a Master's degree in Engineering Science from Louisiana State University and a Bachelor of Engineering from Anna University Chennai.
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Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.