Credit Acceptance
Zac Budrow, M.Ed., currently serves as an Analyst in Analytics Strategy at Credit Acceptance, a position held since November 2022. Prior experience includes a significant role at Oakland University, where Zac was an Adjunct Professor in Management Information Systems from July 2016 to April 2023, and held various positions from Senior Systems & Data Analyst to Student Success Assistant, accumulating expertise in data analysis, business intelligence, and student support initiatives. Zac possesses a Master of Education in Higher Education Administration and a Bachelor of Science in Actuarial Science, both attained at Oakland University. Additional experience includes internships at Deloitte and Marketing Intelligence, where Zac honed skills in financial data analysis and web analytics.
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Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.