Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing.

Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.

Finance

Credit Acceptance

Credit Acceptance's headquarters in Southfield, MI, United States

This department focuses on the design, coding, testing, and maintenance of software applications.

Software Development

This department focuses on overseeing and coordinating market activities to optimize performance across various regions.

Market Management

The Sales Team at Credit Acceptance plays a pivotal role in driving partnerships with automobile dealers, promoting the company's auto finance programs. This team is responsible for developing and executing sales strategies, providing support and education to dealers about financing options for consumers with challenging credit histories, and fostering relationships that align both dealer and company interests. By effectively communicating the benefits of Credit Acceptance’s offerings, the Sales Team helps expand the dealer network, ultimately contributing to the growth of vehicle sales and improved financial accessibility for consumers.

Sales Team

This department is responsible for managing and driving sales strategies, customer relationships, and revenue generation efforts across various accounts and regions.

Sales Department

The Analytics and Business Intelligence Team at Credit Acceptance plays a crucial role in leveraging data to inform strategic decisions and optimize processes. They analyze sales trends, consumer behavior, and financing outcomes to enhance dealer partnerships and improve customer experiences. This team employs advanced predictive analytics and reporting tools to derive insights that drive business growth and support the company's mission of expanding access to automobile financing for consumers with credit challenges.

Analytics and Business Intelligence Team

The Product Development Team at Credit Acceptance focuses on creating and enhancing technology solutions that streamline the auto financing process for both dealers and consumers. This team collaborates on product design, software development, quality assurance, and data management to ensure a seamless user experience, improve operational efficiency, and support the company's mission of providing accessible financing options. Their efforts ultimately help empower consumers with credit-building opportunities while driving sales for enrolled dealerships.

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Other teams

Market Management

Sales Team

Sales Department

Analytics and Business Intelligence Team

Product Development Team