Hülya Bayrakcı

Hülya Bayrakcı is a seasoned financial professional with extensive experience in credit underwriting and risk assessment. Currently serving as a Senior Credit Underwriter at Credit Europe Bank N.V. since July 2019, Hülya specializes in evaluating credit risks, particularly in the marine sector, and participates in the credit decision-making process. Prior roles include Credit Underwriter at TEB and Corporate Credit Allocation Assistant Manager, where analysis of financial data and presentation to Credit Committees were key responsibilities. Hülya's career began as a Credit Analyst at Alternatif Bank, focusing on corporate credit analysis, and includes a foundational role as a Junior Credit Analyst during a management trainee program. Additionally, Hülya founded and chaired the Marmara University Economics Club and has contributed as a volunteer tutor. Academic credentials include a Bachelor's Degree in Economics from Marmara University and attendance at SGH Warsaw School of Economics.