Andreza Guimarães

Andreza Guimarães is an experienced professional in credit risk management, currently serving as Gerente de risco de crédito at Creditas since April 2022, where responsibilities include team management for IFRS9 model development and monitoring portfolio risk. Previously, Andreza held the position of Coordenadora de Risco de Crédito at Creditas, focusing on portfolio projections and loss provisioning. Additional experience includes roles as Senior Credit Risk Analyst at Santander Brasil and PRAVALER, where portfolio dynamics and product risk assessments were essential tasks. Andreza began a career in data analytics at Europ Assistance Brasil and TEMPO ASSIST. Educational credentials include a degree in Gestão de Riscos Financeiros and qualifications in Data Science, alongside a degree in Engenharia Civil from Universidade Nove de Julho.