CrePASS offers an alternative approach to traditional Credit Scoring Systems by providing a platform for incorporating alternative data, AI & ML driven insights and risk assessment models to create a more holistic view of creditworthiness.

The CrePASS solution targets lenders (Banks/Neobanks/Alternate lending companies/Fintech, etc.) who want to serve Thin-filers/No-filers and those with below average credit.

We aim to support the increasing provision of Digital Financial Lending products to the Underbanked/Underserved population through overcoming the challenges in assessing credit on them.

Traditional Credit Scoring Systems often fails to capture the creditworthiness of thin-filers/no-filers based solely on financial transaction history, limiting access to financial loans.  CrePASS solution incorporates non-financial big-data (e.g. Mobile, Utility, Psychometrics, Mobile, etc.) to provide a more comprehensive evaluation, opening up greater possibilities for lenders who want to target thin-filers.

CrePASS offers unique convergences of traditional approach to Credit Scoring and Alternative Data Credit Scoring Solution.

Achievements:
•	1st Alternative Data Credit Bureau in South Korea (2021) 
•	Over 130+ Credit Scoring Projects in South Korea. 
•	Patented Alternative Data Scoring technologies.
•	4 countries served in Asia and growing.

CrePASS

This department focuses on designing, building, and maintaining software applications.

Software Development

This department focuses on providing expert advice and strategies related to global initiatives and risk assessments in AI.

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