Mr. Baggett was the founding President and CEO of Denarii Payments, Inc. where he created “SizzleMoney” an innovative mobile payments program for the financially underserved. Prior to that he founded Flex-Comp, Inc., a product development and software company that led the health insurance industry into the expanding field of Cafeteria Benefits and defined contribution plans. Mr. Baggett also served as Senior Vice President of First City Bancorp where he led this bank holding company into new markets for financial services. Prior to that, he held the position of Vice President of Bayly, Martin & Fay, Inc. a national insurance brokerage and consulting firm. Mr. Baggett began his carrer with the Hartford Insurance Company as a member of their public relations and advertising department. He is a graduate of the University of Florida, an avid motorsports enthusiast and he enjoys spending time with his five grandsons.