Credit and Risk Management

The Credit and Risk Management team at DCB Bank is responsible for assessing and managing the credit risk associated with lending activities across all customer segments, including retail, corporate, and specialized banking services. This team evaluates loan applications, implements risk mitigation strategies, conducts credit assessments, and monitors the performance of credit portfolios to ensure the bank maintains sound financial health while complying with regulatory requirements. Additionally, they play a crucial role in fraud detection and operational risk management to safeguard the bank's assets.