Remco Vlemmix is a Senior Credit Risk Modeller at de Volksbank since May 2019, where responsibilities include building and enhancing A-IRB and IFRS models and leading stress testing model development for retail portfolios amounting to €50 billion. Previous roles at de Volksbank include Medior and Junior Credit Risk Modeller, as well as a Quantitative Trainee, with a comprehensive 2-year personal development program. Prior to de Volksbank, Remco completed a graduate internship in the complex risk department at innogy SE, focusing on advanced statistical methods and simulations. Education includes a Master of Science in Business Analytics & Operations Research and another in Econometrics & Mathematical Economics, both from Tilburg University, along with a Bachelor's degree in Econometrics & Operations Research from the same institution. Early experience also includes tutoring and organizing events for econometrics students.