Niradh Kaul is an experienced professional in the payments and financial services sector, currently serving as an Advisor at Decimal Factor since May 2019. Previously, Kaul held key roles including Global Business Development & Partnerships at Tietoevry from May 2023 to July 2025 and Business Consultant at WIZZIT, where efforts focused on enhancing mobile payment solutions. At FIS, Kaul was Senior Director & Head of Payments, implementing a strategic shift towards a SaaS model for international payment products. Leadership roles in global payment strategies were also held at Hiscox, National Bank of Kuwait, and Ahli United Bank, where Kaul successfully drove digital transformation and payment innovations. Additionally, Kaul co-founded Vitasta Limited UK and contributed to strategic marketing at Elavon and Citibank. Educational background includes a Master of Management Studies in Engineering Management from the Birla Institute of Technology and Science, Pilani, obtained between 1989 and 1993.
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