Mary Cherical is an accomplished professional with extensive experience in credit risk management and model development. Currently serving as a Director at Deloitte since September 2022, Mary focuses on Credit Risk, Model Development, Monitoring and Validation, IFRS 9, and Climate Risk Stress Testing. Previously, as Senior AVP of Decision Sciences at HSBC, Mary led the IFRS 9 Model Development Team in the EMEA and SABB regions for Retail Banking. Mary's prior roles at Deloitte included Senior Manager, Manager, and Deputy Manager, where significant contributions were made in IFRS 9 ECL engagements, model validation, and risk-based supervision for various banking institutions. Early career experience includes positions at Kairoleaf Analytics, Citi, and Indira Gandhi Institute of Development Research, with a solid educational foundation in Economics from reputed institutions.
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