Demir Kyrgyz International Bank
Raziya Havazova has extensive experience in digital transformation and methodology within the banking sector, currently serving as the Head of the Digital Transformation and Digital Marketing Department at Demir Kyrgyz International Bank since September 2019. Raziya has previously held multiple leadership roles within the bank, including Head and Deputy Head of the Methodology and Process Organization Department. Prior to this, Raziya worked as a Senior Specialist in the Methodology & Organization Department at Demirbank from September 2015 to September 2018 and as a Specialist in the Methodology and Processes Organization Department at Demir Kyrgyz International Bank from October 2011 to October 2015. Raziya holds a degree from Kyrgyz-Russian Slavic University (2003-2008) and is currently pursuing further education at Devcit AUCA since March 2018.
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Demir Kyrgyz International Bank
DemirBank is first international bank in Kyrgyzstan, providing all types of banking services to Retail, SME & Corporate customers, as well as to Financial Institutions with more than 40 service points. DemirBank is only bank in the country, which since 2002 has its own Processing Centre for payment cards VISA and Master. DemirBank is first Bank, which introduced the Instalment payment card at the Kyrgyz market, and is also successfully developing mortgage lending in partnership with construction companies across the country. DemirBank is a reliable partner and provides financing for major projects in all sectors of the Kyrgyz economy. During 25 years DemirBank successfully cooperates with international financial institutions as a partners for financing and implementation of joint projects. DemirBank occupies one of the leading positions among banks in Kyrgyzstan according to all indicators, which ensures loyalty of customers and provides opportunity to make significant contribution to development of Kyrgyz economy and satisfaction of population in banking services. Over the years DemirBank has been recognized as the best bank in Kyrgyzstan by Euromoney, Global Finance, Asian Development Bank, The Banker, The Asian Banker, CITI bank, EBRD for its successful operations and development of banking services.