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Denizbank AS (Denizbank) is a Turkey-based commercial bank. It provides retail banking, private banking, business banking, commercial banking and corporate banking services. Denizbank's subsidiaries contain banks in Austria and Russia, an off-shore banking subsidiary in Northern Cyprus, as well as factoring, leasing, investment and asset management companies. The Bank provides services, such as ship financing and agricultural loans, and supports foreign construction projects and tourism, medical care and education sectors in addition to issuing credit and debit cards, mortgage services, personal, business, commercial and corporate loans, various insurance instruments, investment consulting, portfolio management and cash management services. On September 28, 2012, Dexia SA sold its 99.85% stake in the Company. On July 1, 2013, it acquired the retail banking division of Citibank in Turkey.