Jinghua Cao

Jinghua Cao is an accomplished data science and analytics professional with extensive experience in financial services and consulting. At Discover Financial Services, Jinghua served as Senior Manager in Data Science, overseeing credit decisions for line increase requests, and as Senior Manager in Economic Capital/ERM Analytics, leading a team in conducting semi-annual assessments of economic capital across various risk categories. Additionally, Jinghua managed a team in Customer Segment Management, providing analytical support for marketing initiatives. Prior experience includes working as a Business Analyst at Deloitte Consulting, where Jinghua developed segmentation algorithms for insurance companies to inform acquisition and pricing strategies. Jinghua holds dual Master’s degrees in Statistics and Economics from The University of Georgia.