Malvika Mittal

MALVIKA Mittal is a seasoned professional in consumer credit risk oversight and analytics, currently serving as a Senior Manager at Discover since September 2024. Previously, MALVIKA held the position of Manager in Collection Analytics & Loss Forecasting at Oportun, where significant contributions included the development of loss forecasting models for a personal loan portfolio, compliance with collection policy, and delivering data-driven insights to senior management. Prior experience includes roles at Wells Fargo as Assistant Vice President in Acquisition Credit Risk Analytics, focusing on loss forecasting and credit underwriting for a substantial credit card portfolio, as well as positions at Moody's Analytics and ICRA Management Consulting Services Limited. MALVIKA holds an MBA in Banking & Finance from the National Institute of Bank Management and has a strong foundation in financial audits and taxation from earlier roles.