Underwriting and Risk Management

The Underwriting and Risk Management team at Donegal Insurance Group is responsible for evaluating risks associated with property and casualty insurance products. They assess applications, determine appropriate coverage levels, and set premiums to ensure profitability while mitigating potential losses. The team collaborates closely with claims and actuarial departments to refine underwriting strategies and enhance overall risk assessment processes, supporting the company's commitment to providing quality insurance solutions through independent agents.