Anna Pavlova has a degree in Accounting and Control from the Higher Institute of Economics “Karl Marx”. She did a specialization in Banking at the Bulgarian-French Centre Marcom. Since 1983 she has worked successively at Mineralbank AD, Crystalbank AD аnd Touristsportbank AD as an accountant, deputy chief accountant, and chief accountant, and from May to December 1996 she was the Director of the Bank Regulators Department of TB Balkanbank AD. As of 1997, she has been working as a chief accountant, and as of 2008, she has been a member of the Management Board of Doverie – United Holding AD (previously Doverie United Bulgarian Privatization Fund AD). In 2000 she specialized in International Accounting Standards at the University of Delaware. In 2001 and 2002 she took a course in International Accounting Standards at Ernst & Young and KPMG. She is a member of the Board of Directors of Homogen AD.