Philip Ratnowsky

Principal at Downing Capital

Philip is an MBA Candidate at Columbia Business School, Class of 2023, where he is a Mark Venrick Fellow and a Columbia Venture Fellow. Prior to matriculating at Columbia, Philip was the first investment professional at the fintech and SaaS venture studio LabCo from 2017 to 2021. He helped the firm build several successful digital services companies in the FinTech and HR space. Philip started his career at UBS in the New York City office as an investment banking analyst where he covered industrial companies—particularly in the transportation, aviation, and building materials sectors—and executed on both M&A and capital raise transactions. Philip graduated magna cum laude from the University of Georgia with a degree in Finance. He is using his time at Columbia Business School to study technology, data, and analytics trends and their implications for early-stage startups.

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