Dunbar, Bender & Zapf, Inc.
Carmen Winters, CPC - QPA, is a Senior Defined Contribution Retirement Analyst at Dunbar, Bender & Zapf, Inc. with extensive experience in retirement plan services. Prior to their current role, Carmen held various positions at CBIZ Retirement Plan Services and M&T Bank. Carmen also has a Bachelor's degree in Business Administration and Management from Frostburg State University.
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