Earnin
Yu-Sen (Leo) Miao is an experienced analytics professional currently serving as an Analytics Engineer at Earnin since August 2022. Previously, Leo worked as a Data Scientist at RMDS Lab from April 2021 to May 2022, where Leo developed machine learning models for NFT product categorization, projecting annual savings of half a million dollars for the company. Before that, Leo held the position of Business Analyst at OPPO from July 2014 to July 2019, where collaboration with engineering teams led to an 11% increase in user registration and successful dashboard creation to analyze key performance indicators. Leo's academic background includes a Master of Computer and Information Technology at the University of Pennsylvania (2023-2024), a Master's degree in Analytics from Northeastern University (2020-2022), and a Bachelor's degree in Marketing from Feng Chia University (2009-2013).
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Earnin
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Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, Earnin accumulates over $50 billion in late and overdraft fees and turn to high-interest loans. Earnin seeks to eliminate those fees and put money back into workers’ hands.