Teresa Ciardullo Caib

Teresa Ciardullo CAIB is a senior commercial insurance underwriter at Echelon Insurance, with experience in branch management, regional underwriting, and mentoring at companies such as Westland Insurance Group Ltd., Underwriters Insurance Brokers Penticton, Capri Insurance, and HomeLife Insurance Services. Teresa is responsible for quoting, negotiating, and authorizing acceptance of new business, renewals, and endorsements, while working with brokers to ensure profitability, growth, retention, and service standards are met.