ECRID has created an innovative credit evaluation platform giving the public a second chance to establish a new creditworthy history, thus a new level of experiencing getting approved for financing through ECRID Lenders based on their ECRID Credit Report. 
 
ECRID helps individuals manage and have control of their finances. Individuals start out with a 950 positive ECRID credit score based off of four or more creditors. The individual can maintain a positive 950 positive credit score by simply just paying their bills on time ie. electric, water, cable bills, etc. An ECRID positive credit score will qualify an individual to submit applications for loans to ECRID Lenders to try to obtain loans for a car, house, etc.  
 
ECRID has experienced staff and customer service support personnel to assist with questions as it relates to the ECRID platform and its lenders. Unfortunately, it's easier to lower your credit score than it is to raise it with the existing credit reporting agencies so that is ECRID was created to help educate and give individuals a second chance at a new credit report.

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