EFT Capital is a Gold Coast based car loan provider servicing clients across Australia.
We exist to solve a problem that mainstream lenders won't — providing instant car loans to visa holders, PR holders, and bridging visa holders who are consistently turned away by traditional banks and financial institutions.
What We Offer:

Car loans from $5,000 to $20,000
Instant approvals with same day processing
Loan terms structured around your visa duration
Transparent terms with no hidden surprises
Service across all of Australia

Who We Serve:
We proudly support international students, skilled migrants, temporary visa holders, bridging visa holders and permanent residents who need reliable, fast and fair access to vehicle finance.
For Brokers & Referral Partners:
We work closely with finance brokers, mortgage brokers, car dealers, migration agents and referral partners Australia-wide. If your client has been declined due to their visa status — we have a solution. Reach out to discuss a referral arrangement.
Where Finance Meets Trust.

EFT Capital

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EFT Capital

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Teams

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