Graeme Hardie

Graeme Hardie is an accomplished financial services professional with extensive experience in credit sanctioning, recoveries, and client service management. Currently serving as the Head of Embark Pensions at Embark Group since October 2022, Graeme oversees diverse teams focusing on property administration, SIPP operations, and complex property acquisitions. Prior to this role, Graeme held various leadership positions at Lloyds Banking Group from August 2009 to October 2022, including Head of Recoveries Commercial Banking and Head of Mortgage Underwriting, where responsibilities encompassed managing distressed customers and ensuring credit quality for business banking. Graeme's earlier experience at Bank of Scotland involved senior roles in credit sanctioning and portfolio management, solidifying a robust background in financial oversight and risk management across multiple sectors.