Michael W. Sperduto

Michael W. Sperduto serves as the Senior Credit Risk Officer at Emigrant Bank since May 2016, overseeing a multi-billion dollar credit portfolio and providing risk oversight for various commercial lending sectors. Previously, at BNY Mellon, Michael held several positions including Director and Head of Credit Risk Review, managing a team focused on risk assessments across diverse lending portfolios. Michael's career began at the Office of the Comptroller of the Currency as a National Bank Examiner, involved in the examination of banks in the Northeast. Michael holds a 5-year BA/MBA in Economics and Finance from Rutgers University.