Ashish Masih

Ashish Masih is Encore Capital Group’s President and Chief Executive Officer. Mr. Masih joined the company in 2009 and was appointed President and CEO in June 2017. In his prior role as President of Encore’s largest business unit, Midland Credit Management (MCM), Mr. Masih was responsible for internal call centers, decision science, legal collections, marketing and all other operational units. He also oversaw Encore’s Asset Reconstruction Company, which is now operational and is purchasing debt portfolios in India. Prior to this role, Mr. Masih served in three additional roles at Encore: Executive Vice President, MCM operations, Senior Vice President of legal collections operations, and Senior Vice President of corporate development. Prior to joining Encore, Mr. Masih was Vice President at Capital One Financial Corp., where he held senior roles in its U.S. credit card business. Prior to joining Capital One, Mr. Masih worked at McKinsey & Company and KPMG Consulting.

In 2019, Mr. Masih was named by U.S. Secretary of Commerce Wilbur Ross to the U.S.-India CEO Forum, which brings together business leaders from both nations to discuss ways to strengthen economic and commercial ties. From 2013-2015, Mr. Masih was elected to the Receivables Management Association (RMA International, previously DBA International) board of directors, where he served as both a director and a member of its Federal Legislative and Regulatory Committee.

Mr. Masih earned a Master of Business Administration from The Wharton School of the University of Pennsylvania, a Master of Science in Manufacturing Systems Engineering from Lehigh University and a bachelor’s degree in Mechanical Engineering from the Indian Institute of Technology, New Delhi, India.