Founded in Toronto, Canada in 2020, EQRAZ Inc. is dedicated to the cause of expanding "Islamic Finance" throughout North America.

EQRAZ is working with "best-in-their-class" industry partners to provide an institutional-quality offering to its clients, with innovative interest-free financing products being offered for the first time in North America, a world-class client-service infrastructure through partnership with one of Canada's primary mortgage administration firms, and a carefully selected mortgage broker network to ensure clients' needs are understood and catered for.

Following two years of research, EQRAZ Inc. has developed a first-in-North America halal mortgage product - compliant with both AAOIFI (the global standard for Islamic Finance) and Canadian tax, real-estate and other regulations - that offers customers all the features of a typical Canadian 1-5 year renewable (fixed or variable rate) halal mortgage, with all the great product features that such typical conventional mortgages offer. 

EQRAZ is powered by the best-in-class mortgage industry partners within Canada, and has access to unlimited Canadian-sourced halal funding. We submit ourselves to the highest level of Islamic and Canadian scrutiny required to satisfy all stakeholders (clients, sharia scholars, financiers, and regulators). The Holy Quran says {28:54-55}:

أُولَٰئِكَ يُؤْتَوْنَ أَجْرَهُمْ مَرَّتَيْنِ بِمَا صَبَرُوا وَيَدْرَءُونَ بِالْحَسَنَةِ السَّيِّئَةَ وَمِمَّا رَزَقْنَاهُمْ يُنْفِقُونَ
وَإِذَا سَمِعُوا اللَّغْوَ أَعْرَضُوا عَنْهُ وَقَالُوا لَنَا أَعْمَالُنَا وَلَكُمْ أَعْمَالُكُمْ سَلَامٌ عَلَيْكُمْ لَا نَبْتَغِي الْجَاهِلِين

"Twice will they be given their reward, for that they have persevered, that they avert Evil with Good. And when they hear vain talk, they turn away therefrom and say: 'To us our deeds, and to you yours; peace be to you: we seek not the ignorant.'"

EQRAZ' mission is for Allah's pleasure alone...


EQRAZ Inc.

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EQRAZ Inc.

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