Ioana Enaga

Ioana Enaga is a seasoned professional in retail risk management with extensive experience in the banking sector, currently serving as a Senior Retail Risk Policy Specialist at Erste Group since September 2019. Prior to this role, Enaga held multiple executive positions at BCR from January 2001 to August 2019, including Executive Director of the Retail Collection Division and Executive Director of the Retail Risk Management Division, where responsibilities included defining strategies aligned with regulatory compliance and market dynamics. Enaga's career also includes leadership in credit policy development, risk strategy implementation, and significant contributions to automation in lending processes. Educational qualifications include a Master’s degree in Banking Management and Accounting from Romanian American University, complemented by a Lean Six Sigma Black Belt certification.