Erste Group
Luka Komel is a seasoned professional in credit risk management with extensive experience across several leading financial institutions. Currently serving as the Group Credit Risk Lead Validator at Erste Group since July 2017, Luka is focused on developing validation concepts and methodologies for low default portfolios while managing a small validation team. Prior to this role, Luka worked as a Senior Risk Manager at UniCredit Banka Slovenija d.d., where responsibilities included budgeting processes for credit risk. Luka's experience also includes a trainee position at the European Central Bank, involved in statistical development, and earlier roles at UniCredit Banka Slovenija as a Portfolio Credit Risk Manager, developing credit risk models. Luka holds a Master's degree and a Bachelor's degree in Financial Mathematics from the University of Ljubljana.
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Erste Group
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Erste Group Bank AG is a savings bank. The Company offers a range of banking and other financial services, such as savings accounts, asset management (including investment funds), consumer credit and mortgage lending, investment banking, securities and derivatives trading, portfolio management, project finance, foreign trade financing, corporate finance, capital market and money market services, foreign exchange trading, leasing and factoring. The Company operates through nine segments: Retail, SME, Asset/Liability Management & Local Corporate Center (ALM & Local CC), Savings Banks, Large Corporates, Commercial Real Estate, Other Corporate, Group Markets and Group Corporate Center (GCC). The Company operates approximately 2, 800 branches. The Company offers services in Austria, Central and Eastern Europe (CEE), Czech Republic, Slovakia, Romania, Hungary, Croatia and Serbia. The Company offers personal, corporates and private banking services.