Asit Naik is a results-driven leader with approximately 12 years of experience in the Cards and Unsecured Lending sectors. As the Vice President of Banking & Capital Markets at EXL since 2025, they previously held notable positions at Citi from 2021 to 2025, culminating as the Head of Strategic Credit Initiatives for a $120 billion Branded Cards business. Their innovative strategies included transforming capital decision frameworks and modernizing data and AI processes. Asit further developed risk optimization strategies for consumer credit products at EXL, demonstrating strong expertise in risk management and strategic thinking. Currently, Asit is pursuing a Bachelor of Technology in Aerospace Engineering at the Indian Institute of Technology, Kanpur.
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