John Chen is a seasoned professional in credit risk analysis and client management with extensive experience in the financial services sector. Since December 2019, John has held the position of Client Executive and Director of the Ascend Platform at Experian. Previously, John served as Lead Credit Risk Analyst at Alliance Data Card Services, where innovative underwriting strategies were developed to enhance the profitability of private label credit card portfolios. Prior experience includes a role as Senior Credit Risk Analyst at KeyBank, contributing to the growth and management of credit card portfolios through strategic analysis and performance optimization. John began a career in finance as an Intern at PNC in 2011. John holds a Bachelor of Science in Economics from Duke University, earned in 2013.
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