John Hotchkiss

As the Chief Risk Officer, John Hotchkiss oversees Enterprise Risk, Operational Risk, Quality Control, Internal Audit, Reporting and Analytics, and Risk Management. John and his team ensure that Fairway monitors and mitigates any risk that may challenge the company. He also works very closely with department leaders to create, align, and implement company policies and procedures. John brings a wealth of knowledge and expertise gained throughout his decades of experience in the mortgage industry. This includes 17 years at a government-sponsored mortgage enterprise in various roles, including credit risk, multicultural lending, and marketing. He also served as an ombudsman to the National Bankers Association. John started in the industry at the age of 15, working at his father’s mortgage brokerage firm in the northern suburbs of Chicago.