Manuel Ayala is currently the Chief Commercial and Risk Officer at Fiado App, a position held since 2019. They also serve as the Mobile Financial Services Senior Manager at Millicom (Tigo) and as the Credit Risk Manager at Tigo El Salvador, roles they have maintained since 2012 and 2011, respectively. Manuel holds a Bachelor's degree in Business Administration and Management from Universitat Jaume I, which they completed in 2003, and is pursuing a High School Diploma from Escuela Americana.
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