Brian Demcsak

FRFCU's headquarters is located in Bridgewater, NJ & has been in business for over 100 years. The Credit Union was formerly the Ethicon Employees FCU which was formed by a group of Johnson & Johnson employees. As one of the largest Credit Unions in New Jersey, it is a member-owned, not-for-profit cooperative. FRFCU offers a variety of financial products and services to its members, and business services for its member companies, organizations & communities. Public access branches are located in Bridgewater, Flemington, Green Brook, Hillsborough, Jersey City & Somerset, NJ. We have more than 24,000 members and assets of $400M+ with approx. 100 employees. As an employer, we are proud of the robust total rewards package we offer to our employees, including competitive salaries, incentive programs, comprehensive benefits, 401k plan with an employer match, profit sharing plan, tuition reimbursement, flexible spending accounts, & generous paid time off. Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA www.finra.org /SIPC www.sipc.org ) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Financial Resources Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. Investment representatives at Financial Resources Federal Credit Union are licensed to transact securities business in New Jersey. For more information concerning CFS or its representative(s) associated with this site, please review FINRA Broker Check by accessing the following link and typing in the firm / representative information in the search field. http://brokercheck.finra.org/Search.aspx